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2025 Annual Open Enrollment for Benefits

Begins: Monday February 17, 2025	Ends: Friday March 7, 2025	Effective: Tuesday April 1, 2025

2025 Open Enrollment Guide (PDF)

Open Enrollment Overview (Video)

It’s that time of year again for our annual Open Enrollment for benefits! This year, no plans are being removed or added, but there are updates to some of the existing plans. You do not need to take action in Workday unless you wish to change your plans.

Considering changing plans?

All benefit changes during Open Enrollment must be completed online in Workday.
You will receive an email notification and an item in your Workday inbox on Monday, February 17, 2025, to begin the enrollment process.
The Benefits Fair will be held on Tuesday, February 25, 2025, where you can learn more about your benefits options.
The Open Enrollment period will close on Friday, March 7, 2025, at 4:00 PM.
All changes will be effective April 1, 2025, and updated contributions will be deducted from your March 2025 paycheck.

What’s New in 2025?

Kaiser HMO: Deductible increases by $250, out of pocket max increases by $500 (no changes to copays or coinsurance)
- 2025 Kaiser HMO Summary of Benefits
- 2025 Kaiser HMO SBC
Kaiser HMO Plus: Deductible increases by $250, out of pocket max increases by $500 (no changes to copays or coinsurance)
Kaiser Added Choice PPO: Deductible increases by $250, out of pocket max increases by $500 (no changes to copays or coinsurance)
Kaiser HDHP: Deductible increases by $300, out of pocket max increases by $500
- 2025 HDHP Summary of Benefits
- 2025 HDHP SBC
- Health Savings Account
  - Employee HSA Guide
  - Health Savings Account Advantages
Willamette Dental: Office visits increase to $15 per visit, Comprehensive Orthodontia Treatment increases to a $2000 copay
- 2025 Willamette Dental Plan Summary
Delta Dental
- 2025 Delta Dental Plan Summary
- 2025 Delta Dental Member Booklet
Kaiser Dental
- 2025 Kaiser Dental Summary of Benefits

Important Open Enrollment Reminders

Domestic Partner Coverage: Medical and dental coverage for domestic partners is deducted post-tax. Employees will be responsible for taxes on the additional amount Lewis & Clark College contributes towards the coverage for a domestic partner and their covered children.
Waiver Incentive: Employees who waive medical coverage will receive a $50 monthly stipend.
Spousal/Domestic Partner Surcharge:
- If your spouse or domestic partner is eligible for medical coverage through their employer and chooses to enroll in Lewis & Clark’s medical benefits, a monthly surcharge of $50.00 will be deducted from your paycheck.
- If your spouse or domestic partner is not eligible for medical coverage through an employer, no monthly surcharge will apply when they enroll in Lewis & Clark’s medical benefits.
- To waive the spousal/domestic partner surcharge, you must complete the Spouse/Domestic Partner Surcharge Affidavit.

Need More Information?

To help you navigate these changes, we will be hosting informational sessions via zoom and providing detailed materials outlining the features and benefits of each plan. All meetings will be located at this link: https://zoom.us/j/2047106306

February 19th from 11am-12pm
February 26th from 10am-11am

Looking for individual assistance? Join one of the Zoom drop in sessions (with waiting room):

February 20th from 3pm-4:30pm
February 24th from 2pm-4pm

Questions?

Please see our FAQ or contact your Benefits team any time by email at hr@lclark.edu

or by phone at 503-768-6235.