/ Offices/ Financial Aid/Law Students/Determining Eligibility/Law Student Loans

Law Student Loans

Many of our students find loans to be an important tool to help finance their education at Lewis & Clark. We recommend that students budget carefully and borrow conservatively.

Secure Your Loan Funding

Federal Direct Unsubsidized Loans

8.08% fixed interest rate for loans disbursed between July 1, 2024 and June 30, 2025.
Unsubsidized: interest starts accruing immediately after the loan is posted to the student’s account.
Not need-based; $20,500 annual borrowing limit.
Learn more about Federal Direct Unsubsidized Loans.

Federal Direct PLUS Loans for Law Students

9.08% fixed interest rate for loans disbursed between July 1, 2024, and June 30, 2025.
Unsubsidized: interest starts accruing immediately after the loan is posted to the student’s account.
Not need-based; may borrow up to Cost of Attendance minus all other financial aid.
Learn more about Federal Direct PLUS Loans for Grad and Law Students.

Private Loans

Interest rate: variable, depends on borrower’s credit.
Unsubsidized: interest starts accruing upon disbursement.
Not need-based; may borrow up to Cost of Attendance minus all other financial aid.
Learn more about Private Loans.

Bar Study Loans

Interest rate: variable, depends on borrower’s credit.
The borrower must be a student enrolled in their final year of law school or a recent graduate.
Learn more about Bar Study Loans.

Loan Repayment

Exit counseling and packets
What if you can’t pay your student loan bills?
Strategic repayment
Consolidation
Loan forgiveness programs
Learn more about Repayment Options.

Loan Forgiveness and Repayment Assistance Programs

Other Helpful Links